Attention homeowners in Kansas City and Clay County: Get an Appraisal today!
The top seven reasons Missouri homeowners call on Citiwide Appraisal:
We at Citiwide Appraisal understand the individual needs of a homeowner in need of appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For Sale by Owner (FSBO)/Pre-Listing ServicesSince you have an emotional attachment to your own house, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your home will attract buyers, a professional appraisal is very valuable as a negotiating tool once you have a likely buyer. It's something tangible to show the buyer. It's an independent third party's opinion of your home's value, and not just how much you think your home is worth. Interested buyers know that you have an emotional attachment to your house and will be more likely to give credibility to an experienced appraiser's value assessment than yours.
Challenge Tax AssessmentLet's say your house is not appreciating as much as other homes nearby -- your local tax assessor may have your house overvalued. This only means you are paying higher taxes than you should be paying. The faster you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting an appraisal from Citiwide Appraisal is your #1 weapon.
Appraisals to cancel PMIPMI stands for Private Mortgage Insurance. A popular way to save money for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan is less than 80% of the value of your home, in most cases you can apply to a lender to have the PMI canceled from your loan, which will make your monthly payments go down. Citiwide Appraisal is seasoned in helping clients just like you remove undesirable PMI insurance.
Was your HELOC recently frozen?Even if your specific property has not declined in value, your lender may choose to automatically freeze your home equity line of credit (HELOC) if your house is in a declining area. This can be destructive to your credit score since it may appear as though that credit line is maxed out, and also difficult and inconvenient from a cash flow viewpoint. Citiwide Appraisal can help you reinstate your HELOC.
We Offer Field and Desktop Appraisal Review ServicesWould you wish a second opinion without the added expense and delay of waiting for a whole new appraisal? Or do you need a seasoned appraiser to double-check your appraisal for precision? We can go out and check the subject and comparables in a field review. Or, if you need it ASAP, we can provide desk review and verify as many facts as we can, using online data sources as well as our own files.
We can also provide a retrospective review of any appraisal report you may have in your possession. Although most appraisal reviews are commissioned by lenders for quality control, homeowners suspecting a prior appraisal wasn't above board are wise to get a second opinion.